Ideal Credit Union

Business Savings Rates

Business Savings

Business High Yield Money Market^** Special

To qualify for promotional rates, existing money market account holders must add a minimum additional $10,000 from sources outside of Ideal CU to the account.

Rates as of:

Balance	Interest Rate	APY^*
$0 - $24,999.99	2.00%	2.02%
$25,000.00 - $99,999.99	2.00%	2.02%
$100,000.00 - $249,999.99	2.00%	2.02%
$250,000.00 +	2.00%	2.02%
^APY = Annual Percentage Yield. Rates subject to change at any time. * $25,000 minimum opening balance. $15 charge for balances below $25,000 during the month. $10,000 additional deposit must come from outside of a currently held Ideal CU account to qualify for special rate. Promotional period is 10/01/2022 through 03/31/2023. After the promotional period, the APY will revert to standard rates.

Business High Yield Money Market¹

Minimum opening balance: $25,000.00.

Rates as of:

Balance	Interest Rate	APY^*
$0 - $24,999.99	1.00%	1.00%
$25,000.00 - $99,999.99	1.05%	1.06%
$100,000.00 - $249,999.99	1.10%	1.11%
$250,000.00 +	1.30%	1.31%
*APY = Annual Percentage Yield. Rates subject to change at any time. 1. $25,000 minimum opening balance. $15 charge for balances below $25,000 during the month.

Rates as of:

Optimum Business Checking² Rates

Balance	Interest Rate	APY^*
$0 - $9,999.99	0.05%	0.05%
$10,000.00 - $19,999.99	0.05%	0.05%
$20,000.00 - $49,999.99	0.05%	0.05%
$50,000 - 99,999.99	0.05%	0.05%
$100,000.00 +	0.05%	0.05%
^*APY = Annual Percentage Yield. Rates subject to change at any time. 2. $5,000 minimum balance on Optimum Business Checking to avoid $15 monthly service fee. Interest rates determined monthly by the Board of Directors.

Simply Business Checking³ Rates

Balance	Interest Rate	APY^*
$0 +	0.05%	0.05%
*APY = Annual Percentage Yield. Rates subject to change at any time. 3. $1,500 minimum balance required on Simply Business Checking to avoid $10 monthly service fee. Interest rates determined monthly by the Board of Directors.

Business Loans