*APR = Annual Percentage Rate. Rates subject to change at any time. **Actual rate based on applicant's payment and credit history. Additional appraisal fee may apply should one be needed. 1 Some housing exceptions may apply. Payment example: On a $20,000.00 loan with a 5 year term up to 80% property value at 6.540% APR, monthly payments would be $391.70. Closing costs range from $500 to $2,000. Maximum loan amount is $350,000. 2 Some housing exceptions may apply. Payment example: On a $20,000.00 loan with a 5 year term up to 90% property value at 6.875% APR, monthly payments would be $394.85. Closing costs range from $500 to $2,000. Maximum loan amount is $350,000. 3 Minimum Annual Percentage Rate (APR) Floor of 4.00%. Maximum APR is 12.00%. APR calculation is subject to change monthly and is based on the Prime Rate as published in the Wall Street Journal. Required payments are calculated at 1% of the outstanding balance. Maximum loan amount is $350,000 with a 10-year draw period and up to 15-year repayment period. Properties must be owner-occupied. Eligible property types include SFD and Townhomes (up to 90%), and condos (up to 80%); Not eligible for multi-family properties. Some housing exceptions apply. Closing costs range from $500 to $2,000. Maximum loan amount is $350,000. The consumer should consult a tax advisor for information regarding the deductibility of interest and charges. 4 Maximum loan amount is $25,000. Offer is subject to normal credit qualifications. Payment Example: On a No Equity Home Improvement Loan with a term of 5 years at 10.74% APR, monthly payments would be $540.33 based on $25,000 borrowed.
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