Contact Us

Simply Click the 'Get Help Now' button in the bottom right corner to begin a chat with IDA or an Ideal CU Representative

For general inquiries or assistance, please call us at 651-770-7000 during business hours.

For detailed location information, including branch addresses and hours, visit our Location & ATMs page. Also see our Holiday Hours for details regarding upcoming branch holiday closures.

Ways to Connect During Business Hours:

  • Live Chat: Our Live Chat feature is available during business hours. Click on the 'Get help now' icon on the bottom right of your screen to connect with a representative or chat with IDA instantly.

  • In-Branch Appointments: Schedule a one-on-one appointment with our team at any of our branches. Experience personalized service tailored to your needs.

  • Secure Messaging: Send us a secure message through our online banking platform. Expect a response during business hours, ensuring the privacy and security of your communication.

  • 24/7 AI Powered Phone Banking: We're excited to offer our 24/7 AI Powered Phone Banking service, providing you with even more accessibility. While this service is available around the clock, please note that certain transactions, such as closing an account or providing a final payoff for a loan, can only be conducted during regular business hours.

We strive to offer you comprehensive support through various channels. Whether it's a quick question, an in-depth discussion, or a future 24/7 solution, Ideal Credit Union is here to meet your financial needs.

Digital Member Service For You - Just A Click Away

Learn more about Glia:

Locations & Hours

Contact Center Hours

  • Monday - Friday
    8:00am - 5:00pm

    Saturday
    9:00am - 12:00pm

Mailing Address

  • (Mail a Loan Payment)
    Ideal Credit Union
    8499 Tamarack Road
    Woodbury, MN 55125

Routing Number

  • 296076262

Report a Lost or Stolen Card

Activate Your Debit Card or Reset Your PIN

LOCATIONS & ATMs

Ideal Credit Union has six locations conveniently located in and around the Twin Cities Metro Area. Find a location.

CO-OP Shared Branch Services and Surcharge-free* ATMs

Access CO-OP's nearly 30,000 surcharge-free* ATMs and 5,000+ shared branches nationwide. Learn more about Shared Branch services. Additionally, MoneyPass® ATMs are also available to Ideal CU members surcharge-free.*

 
*Ideal CU withdrawal charges may still apply.