Ideal Debit Cards

Ideal Debit Cards

Enjoy a more ideal way to pay

Ideal Credit Union is excited that our Debit Cards are being upgraded to NEW Visa® Debit Cards! 

Ideal Credit Union has partnered with Visa to offer members a Visa debit card that boasts unmatched convenience and peace of mind. With a Visa debit card, members enjoy convenient cash access and secure purchasing power everywhere Visa is accepted worldwide.

With a national network of more than 80,000 ATMs and digital banking tools, members have easy, anytime access to accounts. Visa debit cards are also contactless enabled which means members will enjoy a faster, easier and secure way of paying. Just tap and go! 

Image of three debit cards, Ideal CU Rewards Platinum, Ideal CU Rewards Gold and the Standard Consumer Debit Card

To assist with the transition from MasterCard to Visa, Ideal has invested in digital tools to make this transition smooth and easy for all members. Members will start receiving new Visa debit cards this month. Activate and start using your NEW Visa debit right away, as your current Mastercard debit will stop working in October.


The ideal card for everyday spending

consumer debit rewards card

The Ideal Visa Debit Card offers unparalleled convenience and accessibility, allowing users to make purchases without the need for cash. Your new Visa debit card can be managed, and transactions tracked via Ideal Digital Banking or the Ideal Mobile Banking App, ensuring you're always in control.

A safe and secure way to spend

Security is a top priority with the Ideal Visa Debit Card, featuring advanced EMV Chip Technology and robust fraud protection measures. You can shop with confidence, knowing that unauthorized purchases are covered under Visa's Zero Liability Policy.*

My Rewards® Gold & Platinum Debit Cards

debit rewards cardsThe My Rewards Gold & Platinum Debit Cards are designed to offer not only convenience but also a range of exclusive benefits. Every purchase made with these cards earns points that can be redeemed for a variety of rewards, adding value to your everyday spending.

Premium card options with rewards and valuable benefits

In addition to rewards, these cards come with enhanced purchase protection and travel benefits, making them ideal for frequent travelers and shoppers alike.

Get started today to enjoy a 90-day free trial**

Upgrading to a My Rewards Gold or Platinum Debit Card is simple. If you already have an Ideal Checking Account, you can sign up today with promo code IDEAL90FREE to receive a free 90-day trial. Get started below and create your new Ideal Debit Rewards account.

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Ideal Debit Cards

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Upgrade Your Debit Card

*Certain restrictions apply. Please see Visa's Zero Liability Policy for more details.

**Fee applicable following advertised promotional period. Please visit idealcurewards.com/rewardsprogramterms for card program terms and conditions. Consumers must be at least 18 years of age, maintain a participating checking account at Ideal Credit Union, and be current in the payment of all program fees assessed to participate in any My Rewards® Card program. This message is an advertisement for products and services available from Ideal Credit Union ©2024 My Rewards, LLC. All rights reserved.