High Yield Savings
The Savings Account Helps You Earn While You Save
Ideal Credit Union’s High Yield Savings Account helps you grow your money faster while keeping things simple. It’s designed to give you strong returns, easy access, and total peace of mind.
- Earn a competitive rate that helps your savings grow faster
- Take advantage of tiered interest rates that reward higher balances
- No monthly fees or term commitments means your savings stay flexible and accessible
- Move your money when you need to with flexible access anytime
- Keep your savings safe with secure online tools and federal insurance
High Yield Savings Rates
Rates as of:
| Balance | Interest Rate | APY* |
|---|---|---|
| $0 - $24,999.99 | 0.00% | 0.00% |
| $25,000 - $99,999.99 | 3.25% | 3.30% |
| $100,000 - $499,999.99 | 3.34% | 3.40% |
| $500,000 + | 3.44% | 3.50% |
| *APY = Annual Percentage Yield. Rates subject to change at any time. Interest is compounded and paid monthly. Minimum $25,000 to open account. If balance falls below $25,000, the account will earn 0.00% APY. Interest begins to accrue on the business day you deposit any non-cash item. Fees may reduce earnings. | ||