Recreational Vehicle Loans
Part of the ideal life is living it to the fullest. We're here to help you do just that. Ideal Credit Union offers low rates on recreational vehicle loans including motorcycles, ATVs, boats & other marine vehicles, snowmobiles, and RVs. As always, our top priority is getting you as close to your affordable payment as possible. Your next adventure starts here.
ATV, UTV, Snowmobile, & Personal Watercraft
Adventure is beyond the beaten path. Explore it with an ATV, UTV, or Snowmobile.
- Low, competitive fixed rates
- Available terms up to 60 months
Boat & Marine
Relax on the water with a new or used boat.
- Low, competitive fixed rates
- Available terms up to 15 years
Motorcycle
Experience the open road with a new or used motorcycle.
- Low, competitive fixed rates
- Available terms up to 84 months
- Guaranteed Asset Protection (GAP) Available
RV & Camper
Nature and convenience come together with a new or used RV or camper.
- Low, competitive fixed rates
- Available terms up to 15 years
Recreational Vehicle Loan Rates
Titled Unit Rates
Rates as of:
| Amount | Term | APR* as low as |
|---|---|---|
| Up to $5,000** | Up to 36 months | 7.34% |
| $5,000 and up** | Up to 48 months | 7.44% |
| $5,000 and up** | Up to 60 months | 7.64% |
| $20,000 and up** | Up to 84 months | 8.14% |
| $30,000 and up** | Up to 10 years | 8.24% |
| $30,000 and up** | Up to 15 years | 8.34% |
| *APR = Annual Percentage Rate. **Actual rate based on applicant's payment and credit history. Example of Payment Terms: Rec vehicle loan with 7.34% APR for a 36-month term would make a payment of $31.04 per $1,000 borrowed. ^Excluding Park Models. †Max term of 84 months. |
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Untitled Unit Rates
Rates as of:
| Amount | Term | APR* as low as |
|---|---|---|
| Up to $5,000** | Up to 36 months | 8.54% |
| $5,000 and up** | Up to 48 months | 8.64% |
| $15,000 and up** | Up to 60 months | 8.84% |
| *APR = Annual Percentage Rate **Actual rate based on applicant's payment and credit history. Example of Payment Terms: Rec vehicle loan with 8.54% APR for a 36-month term would make a monthly payment of $31.59 per $1,000 borrowed. |
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