Transfer Money
Moving your money is easy with Ideal Digital Banking
Transfer money between accounts at Ideal CU and accounts at other financials. With Ideal Digital Banking, your money can move as fast as you do.
One-time transfers
- Move your money where it needs to be quickly online or with the mobile app
- Use the Quick Transfer feature online for a sleek ATM-style experience
Scheduled transfers
- You choose when you need your money to move. Schedule in advance and manage a list of all upcoming transfers.
Recurring transfers
- Schedule transfers to recur as needed daily, weekly or yearly — you are in control.
Transfer money to another Ideal CU member
- Set up and manage your transfers to another Ideal CU member with ease.
Set Up a Member to Member Transfer
Once you're logged into Ideal Digital Banking, please use the following steps to set up a member to member transfer:
On mobile:
- Go to Transfers.
- Click on Add Account.
- Select Send Money to Another Ideal Credit Union Member.
- Enter required details and click Save.
- Choose a verification method, receive the code and click Send Code.
- Enter the code and click Verify.
- Transfer to the added account.
On desktop:
- Go to Transfer & Pay > Transfers.
- Click More Actions > Add Account.
- Select Send Money to Another Ideal Credit Union Member.
- Enter required details and click Save.
- Choose a verification method, receive the code and click Send Code.
- Enter the code and click Verify.
- Transfer to the added account.
Transfer money to other institutions
- Set up external accounts at other financial institutions to start transferring funds directly from your Ideal CU account.
More Tools & Features
Alerts
Alerts
Receive customizable alerts via text, push and/or email based on what is important to you. Set alerts up for things such as direct deposit, low balance, transaction withdrawals and so much more.
Save & Budget
Savings Goals Tool
Create savings goals for the things you want most. Simply title your goal, enter how much it will cost and set a target date for when you want to make your purchase. Then, watch as your goal meter fills up over time!
Budget Tool
Create a budget to keep your spending in check and track it in real-time throughout the month. Review your spending each month to identify ways you can save more going forward.
NOTE: Savings Goals and Budgets must be set up using the desktop version of Ideal Digital Banking. Afterward you will be able to track your progress on both desktop and mobile.
External Accounts
Link your accounts at other financial institutions and manage it all in one place
View balances and transactions at your accounts held elsewhere using Ideal Digital Banking. To link accounts at other financial institutions:
On Desktop:
- Log in to Ideal Digital Banking.
- Go to settings.
- Select Accounts.
- Click Link an External Account.
On Mobile App:
- Log in to Ideal CU App
- In the bottom menu click on Transfers
- Click on Add Account
- Click on Add an account manually and follow the on-screen instructions to link your external accounts.
