Black Friday has traditionally been the day that ignites the holiday shopping season, sending masses of crowds through retailers across the nation. Unfortunately, it’s also a day that spawns a season of shopping scams. 

Using your credit cards responsibly is a great way to boost your credit score and your financial wellness. Here are some helpful tips you need to know about responsible credit card usage.

Did you know the average American parent will spend about $700 per child this shopping season? If that’s likely to throw a damper on your summer, take a deep breath and relax. You don’t need to spend yourself into debt just because everyone else seems to be doing it. Instead, take a proactive approach when shopping for the new school year and spend much less than the national average. Here are 10 ways to save on back-to-school shopping.