Setting the Stage for Financial Success

Long-term financial success doesn't just happen; it's built through deliberate actions and smart decisions. Especially for young adults preparing for financial independence, understanding the basics of personal finance is the bedrock of long-term prosperity. It begins with setting realistic goals, whether saving for college, planning for a major purchase or simply ensuring financial stability. But regardless of the goal, making a plan is the first step to turning a financial goal from a dream into a reality.

Understanding the Value of Good Credit

Good credit is more than just a number—it's a key that can unlock doors to financial opportunities throughout your life, from lower interest rates on loans and credit cards to approval for rental applications and more favorable insurance premiums. It reflects your financial responsibility to lenders and creditors, acting as an indicator of your ability to manage and repay debt.

Getting back into work after time away is never easy, and when summer is still blazing or the beach is calling, it can be even more challenging. The good news is, with the right attitude and tools, you can slide right back into work mode with minimal bumps and hurdles. Here’s how to get back into the swing of work after the summer break.

With the summer behind us, many people experience a low-grade depression this time of year. Not to be confused with true depression, Seasonal Affective Disorder, (SAD), effects an estimated 6% of Americans and many more people simply feel “blue” or suffer from a feeling of dread as the days get shorter and the weather gets colder.