Everyone needs a way to kick back and relax, but entertainment can get expensive. Between pricey tickets, specialty hobby equipment that costs a bundle, and entertainment services, it’s hard to have your fun, and your budget, too.

If you’re ready to start saving but you don’t know where to begin, Ideal CU can help.

Folks commit themselves to radically changing their lives at the start of the calendar year. About 45% of people make New Year’s resolutions in the average year, and most have to do with health. But the same line of thinking can be taken in the context of your financial health.

As an institution devoted to your financial wellness, Ideal CU offers several secure options for your savings. One of our most popular savings products is our certificates, commonly known as CDs. These accounts offer the best of both worlds when it comes to your savings. You’ll be giving your money a great chance at growth without subjecting it to the risks of investing in the stock market. Let’s take a closer look at how certificates work and why they might be a good choice for you.