High Yield Money Market Special

High Yield Money Market Savings Special

Start Strong with Our High Yield Money Market Savings Special

When it comes to money, it’s not always about what you have, but what you’re able to save. You’ll be able to do just that plus earn 4.00% APY1 with Ideal’s High Yield Money Market Special.

  • Earn 4.00% APY - Minimum balance of $25,000 required to open
  • Existing members of Ideal CU must add a minimum of $25,000 from sources outside of Ideal CU to this new account
  • Easy Access - Immediate access to your funds whenever you need it
  • Flexible - Unlike a CD, you can add money at any time
  • Secure - NCUA insured2 and unlike mutual funds & stocks, your principal investment is guaranteed

With this special you’ll earn a guaranteed rate through December 31, 2023 on balances of $25,000 or higher that come from sources outside of a currently held Ideal CU account.

What happens after December 31? Don't worry! Once the promotional period ends, your rate will revert to your accounts regular competitive rates.

Don’t let this opportunity to earn more pass you by! We look forward to hearing from you soon.

 

Money Market Special Rates

Balance1Interest RateAPY*
$0 - $24,999.99 0.00% 0.00%o
$25,000 + 3.93% 4.00%o
1. $10 charge for balances below $25,000 during the month.
*APY = Annual Percentage Yield. Rates subject to change at any time. To qualify for promotional rates, existing money market account holders must add a minimum additional $25,000 from sources outside of Ideal CU to the account. Fees may reduce earnings. Rates are guaranteed through December 31, 2023.
oDividends paid monthly.

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Rates as of:

 

1 APY = Annual Percentage Yield. Rate guaranteed 12/01/2022 through 12/31/2023. To qualify for promotional rates, existing money market account holders must add a minimum additional $25,000 from sources outside of Ideal CU to the account. Fees may reduce earnings. See current tiers & APYs.

2 Based on the amount on deposit and how the account is established, the entire amount may not be NCUA insured.