Card Management
There are several ways to manage your Ideal CU Debit Card or Credit Card using Ideal Digital Banking and other convenient tools. Monitor and track transactions, set up custom alerts, enable your cards for use with your favorite digital wallets and more.
Need to report a lost or stolen card? Please visit our lost/stolen card page.
Manage your debit card
Managing your Ideal CU Debit Card is simple. Select from a task below to learn more.
Activate your Ideal CU Debit Card
To activate your new Ideal CU Debit Card, please call 800-992-3808.
Reset your PIN
To reset your Ideal CU Debit Card PIN, please call 651-770-7000 during regular business hours.
Monitor and track transactions
Ideal Digital Banking keeps you in the know about transactions on your Ideal CU Debit Card.
- Log into Ideal Digital Banking (desktop or mobile).
- Click on the checking account linked to your debit card.
- Your transaction log will appear.
From the transaction log you will be able to sort and filter your transactions by date, amount and more.
Set up Debit Card Alerts
Free Debit Card Alerts allow you to set up custom alerts in Ideal Digital Banking to be sent to your mobile phone and/or email address. You choose the alerts you want to receive and how, and you can also customize your alerts.
Click to Pay with Mastercard
No need to reach for your card when shopping online. All you need is your email address and Click to Pay sends you a secure one-time code so you can choose your saved Mastercard and pay online quickly and securely. No more passwords to remember, or forget.
Use your card with your favorite mobile wallets
Payments made easy
Digital wallets enable you to securely store your Ideal Credit Union card information to make purchases at stores with your compatible mobile device and online with your computer or other devices.
Apple Pay
Make easy and secure purchases with your Ideal card using your iPhone. You can also make in-app purchases using your phone or iPad.
Google Pay
Google Pay is a simple and secure way to make purchases in stores and in mobile apps. Currently, all Ideal Visa credit cards are available for use with Google Pay.
Samsung Pay
Make easy and secure purchases with your Ideal card using your Samsung phone. Currently, all Ideal Mastercard debit and credit cards are available for use with Samsung Pay.