Student Checking Account
The Ideal Student Checking Account is designed to meet the unique needs of high school and college students by providing cost savings and 24/7 digital banking access.
Student Checking Benefits
- No monthly maintenance fees or minimum balance requirements
- 24/7 access with Ideal Digital Banking and mobile app
- Direct Deposit with Early Payday*
- Free Ideal Debit Mastercard
- Access to a nationwide surcharge-free** ATM Network.
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Check out other Ideal CU Student Products
Student Savers CD
The Ideal CU Student Savers CD earns high school students a high rate of 3.04% APY (Annual Percentage Yield). The Student Savers CD is available only for members aged 14-17.