With mortgage rates at historic lows, you may be thinking about refinancing you mortgage. Is now a good time? Refinancing a mortgage is essentially paying off the remaining balance on an existing home loan and then taking out a new mortgage on the same home, often at a lower interest rate. It may sound like a no-brainer, but there are many factors to consider. 

Ready to buy a new home but not sure about house-hunting in the winter?  While icy driveways and snowed-out open houses can be less than thrilling, there are surprising benefits to purchasing a home during the coldest time of year. 

Keep your home warm and safe this winter by following this comprehensive to-do list before the real cold sets in.

(Woodbury, MN – March 5, 2018) Ideal Credit Union has launched a new Zero Down Mortgage product, the first of its kind in the local mortgage market place, which gives prospective home buyers another flexible option to achieve their dream of owning a home.