Welcome to Ideal

Digital Banking


Digital Banking 101 Become a member

Your Dream Home Awaits: VA Mortgage Loans

Unlock your dream home with Ideal Credit Union's VA Mortgage Loans! Available to Military Service Veterans, current active duty, service men and woman and their survivng spouses.

Learn More & Apply

Unlock Your Home's Potential With RenoFi

Ideal Credit Union has partnered with RenoFi to provide members an option to get the most money and lowest monthly payment for your home renovation. Once approved, homeowners receive 100% of cash up front. No draws, no inspections.

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Your Business, Our Priority

Maximize your business's financial health with Ideal Credit Union. Open a business checking account or start your journey with us for the first time. Enjoy personalized service, competitive rates and the financial tools you need to thrive.

Learn More & Apply

Your Business, Our Priority

Maximize your business's financial health with Ideal Credit Union. Open a business checking account or start your journey with us for the first time. Enjoy personalized service, competitive rates and the financial tools you need to thrive.

Learn More & Apply

Grow Your Business with SBA Loan Financing

Explore Ideal Credit Union's SBA lending options today and discover how we can help your business thrive. Learn more and take the next step towards achieving your business goals.

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Introducing IDA!

IDA - Ideal's Digital Assistant - offers the quickest,
most efficient way to get answers from us over the
phone and online. We are excited to provide
our members with this new, state-of-the-art tool.
Get ready to experience the future of banking
with IDA, your trusted Ideal Digital Assistant.

Learn More
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Mortgages

10/1 ARM

6.250% Rate

6.936% APR**

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Home Equity

Line of Credit

as low as

8.50% APR*

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Auto

Loans

as low as

6.24% APR*

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Credit Cards

Rates

as low as

9.90% APR*

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High Yield Checking

Earn

up to

5.00% APY*

Eagan

3225 Denmark Ave
Eagan, MN 55121

Inver Grove

7791 Amana Trail
Inver Grove Heights, MN 55077

Hugo

14750 Victor Hugo Blvd N.
Hugo, MN 55038

Woodbury

8499 Tamarack Rd
Woodbury, MN 55125

North St. Paul

2401 N. McKnight Rd
North St. Paul, MN 55109

Stillwater

2020 Washington Ave
Stillwater, MN 55082