Win $1,000 Just for Using Your Debit Card—Every Month!

Your Ideal Debit Card doesn’t just make spending easy—it could also make you a winner. Each month, Ideal Credit Union is giving away $1,000 to one lucky member who uses their Ideal Debit Card or My Rewards Debit Card for everyday purchases.

How it works

  • No sign-up required — you're automatically entered
  • Every qualifying purchase = one entry
  • The more you use your card, the better your chances to win!

Whether you're grabbing lunch, filling up your tank or shopping online, every transaction earns you another shot at that month’s $1,000 prize. Monthly drawings happen on the first Wednesday of each month, beginning December 2025.

If you made 25 purchases in a month, that’s 25 entries in the drawing. It’s that simple.

Winners will be announced online and contacted by email and phone—so make sure your contact info is current. A valid email is required to receive your prize.

Don’t Have an Ideal Checking Account or Debit Card?

No problem! Make an appointment to visit an Ideal CU branch or open your new account online.

Compare Ideal Checking Accounts

Use & Win footer
debit card images

Call, click, or visit to get your Ideal Debit Card today!

Call us: 651-770-7000

Use & Win footer
debit card images

Call, click, or visit to get your Ideal Debit Card today!

Call us: 651-770-7000

*Minimum $50 deposit required to open a personal checking account. Random drawings for the $1,000 giveaway will be conducted once a month for the promotional period beginning November 1, 2025 from all eligible entries received. One (1) $1,000 prize winner will be selected at random each month. Must be a member in good standing and have not caused a loss to Ideal Credit Union. Ideal CU Student and Business Accounts are not eligible. Offer excludes Ideal Credit Union employees and accounts on which an employee is joint, Board of Directors and Supervisory Committee members of Ideal CU. See official rules.