Real Estate Center

Start and finish with Ideal Mortgage

Ideal Credit Union is proud to provide full-service mortgage loan solutions. We have a variety of programs and products available to suit your needs including conventional, FHA, VA and Adjustable Rate Mortgage (ARM) options. To help you get started, we recommend submitting an application or scheduling a consultation with one of our Mortgage Loan Advisors. We look forward to helping you achieve your goals!

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Resources to Help You Get Started

Home Buying Basics video series

Ideal CU Mortgage Loan Advisors Cynthia Stewart and Ko Xiong have prepared a series of videos to help you learn more about the home buying process. Cynthia also gives a more in-depth overview of Ideal CU's HomeAdvantage Program and the benefits it provides for those looking to buy or sell their home in the near future.

Select from the video options below:

Ready to get pre-approved?

We can't wait to hear from you. Call us at 651-747-4663 or make an appointment today. You can also apply online.

Ideal Home Loans

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Why choose Ideal Credit Union

What people are saying

"The process of buying a home alone is stressful and confusing but Ideal Credit Union made the process so much easier. Everyone was very quick and informative, and answered all of our questions. Would highly recommend."

-Mary L., Ideal CU Member

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Why choose Ideal Credit Union

What people are saying

"Ko Xiong was Great! He was so knowledgeable, always available to answer questions and kept us well informed during the whole process. We love our new home! Thank you Ko and Ideal Credit Union!!!!"

-Kelley B., Ideal CU Member

*HomeAdvantage® program is made available to you through a relationship between Ideal Credit Union and HomeAdvantage Partners, LLC. Program Cash Rewards are awarded by HomeAdvantage Partners, LLC to buyers and sellers who select and use a real estate agent in the HomeAdvantage network. Home buyers or sellers are not eligible for Cash Rewards if they use an agent outside this network. Using Ideal Credit Union for a mortgage is not a requirement to earn Cash Rewards. Cash Rewards amounts are dependent on the commissions paid to the agent. Ideal Credit Union may have specific rules on how your Cash Rewards will be paid out. Cash Rewards incentives are available in most states; however, are void where prohibited by law or by the lender. Please consult with your credit union to get details that may affect you. States and/or major metropolitan areas included in the HomeAdvantage program include all states with the exception of: AK, NE, SD and WY. New cities, states and real estate agents continuously join the program. If you do not see the area you’re interested in, contact HomeAdvantage at 800-203-9014. Terms and disbursement of cash rewards vary by state. HomeAdvantage® is a registered trademark of HomeAdvantage Partners, LLC.